Products and Services

Credit Processing

Credit card acceptance is a necessity for today’s merchants, and AppStar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed.

Debit Processing

Nearly one third of US consumers prefer using debit cards to make everyday purchases. AppStar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks.

Check Services

Checks are the second largest form of payment in the United States . Let AppStar Financial provide you a safe and easy way to accept checks using our Secur-Chex® products. Whether you prefer paper or electronic transactions, Secur-Chex® check services are designed to fit your business, your way.

Gift and Loyalty Cards

Almost 50 million adults purchase gift cards each year, outnumbering paper gift certificates four to one. As opposed to paper gift certificates, gift cards are more durable, easier to track, reusable, difficult to counterfeit, and an attractive way to market your company. Experience the benefits of AppStar Financial’s gift and loyalty program from FirstAdvantageTM.

$50,000 Breach Program

In order to help protect against losses incurred as a result of a breach, please click here to see the details of our program.

Working Capital Cash Advance

Sell us a predetermined amount of your future credit card sales at a discount and we will deposit working capital directly into your business’ checking account. Receive up to $150,000 per location in as few as three business days. This financial solution can help you get back to business with funding that matches your cashflow needs.

EBT Processing

Most states now issue Food Stamps, WIC (Women, Infants and Children), and TANF (Temporary Assistance for Needy Families) benefits on an EBT card. Using the same equipment to process EBT as credit and debit, you can easily offer this additional payment type to your customers.


Accept credit cards online with FirstPay.NetTM 2.0, AppStar Financial’s all-inclusive e-commerce solution. There is no easier way to sell your products and services online. FirstPay.NetTM 2.0 gives you everything you need to succeed.

Online Reporting

FirstViewTM is a secure, fast and convenient way to access your processing data anytime, anywhere you can connect to the Internet. Robust reporting features combined with easy navigation offer a detailed accounting of all your merchant activity, down to an individual transaction.

ACH Processing

FirstFundTM ACH software allows you to automatically transfer payments to and from your bank account without the hassle of preparing invoices, handling checks, or going to the bank. FirstFund installs easily onto your computer and can be used as a one-time billing method or for recurring payments.